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SLS Wills and More Founder – Sara Sheppard recently put a post on LinkedIn about probate delays… Here is a quick summary from Sara: In recent times, many of my esteemed colleagues in the field of estate planning, particularly those at STEP – Advising Families Across Generations, and probate practitioners, have found themselves grappling with the frustrating issue of significant delays in obtaining Probate. While there have been changes in management within the Probate Registry, the real question remains whether these changes will lead to the much-needed investment in experienced senior staff to expedite the processing of applications. The press has recently shed light on this problem, but the concern is that it may not necessarily result in improved turnaround times. Instead, it may fuel the emergence of more “solutions to avoid probate.” This is where our collective responsibility as practitioners comes into play. We must address the challenges posed by these delays and provide genuine answers and guidance to our clients and their families. One of the primary concerns is that individuals facing extensive Probate delays might be tempted to explore alternative options, such as placing their properties into trusts. While this can be a viable solution, it is imperative to proceed with caution and consult with a reputable firm that possesses the expertise to offer sound advice. If you come across an advertisement promoting such services, I urge you to exercise due diligence. The marketing of trust-based solutions is not always as transparent as it should be, and you should verify the credentials and reviews of your adviser. Putting your house into a trust is not a straightforward process, and the consequences can be far-reaching, potentially deviating from your initial intentions. It is crucial to remember that your motivations behind such decisions may also be scrutinized to determine if you have deliberately deprived yourself of assets, which could have unintended legal implications. The heightened visibility of severe delays at the Probate Registry may lead to an increase in the promotion of “solutions to avoid probate.” As practitioners, it is our duty to counter this hype with well-informed and genuine solutions. While I may not have all the answers at this moment, it is high time that we, as professionals, take a stand to protect the best interests of our clients and their families. In the face of these challenges, I am reminded of the saying, “Answers on a postcard, please!” While the solutions to Probate delays may not be readily apparent, our commitment to seeking them out and providing reliable guidance to our clients remains unwavering. Let us continue to advocate for the welfare of our clients and work collectively to find ways to navigate these trying times in estate planning.

Dementia is a growing concern in the United Kingdom, affecting not only the individuals diagnosed but also their loved ones. According to the Alzheimer’s Society, there are currently around 850,000 people living with dementia in the UK, with that number expected to rise to over one million by 2025. In this blog, SLS Wills and More explains what you need to know about dementia and estate planning, focusing on Lasting Powers of Attorney (LPA) and how these crucial documents are affected by mental capacity. Types of Dementia: Dementia is not a single disease but an umbrella term for a range of cognitive impairments. The most common form is Alzheimer’s disease, which accounts for around two-thirds of all dementia cases. Other types include vascular dementia, frontotemporal dementia, and dementia with Lewy bodies. Each type has its unique characteristics and progression, making it essential to understand the specific challenges they pose when it comes to estate planning. What is Mental Capacity: Mental capacity refers to an individual’s ability to make decisions for themselves. In the context of estate planning, it is crucial that individuals have the mental capacity to make informed choices about their finances, property, and personal welfare. Where this mental capacity is lacking you’re unable to make documents like a Will or Lasting Power of Attorney. It’s therefore essential to get peace of mind knowing these documents are in place whilst we still have the requisite capacity. When dementia or other cognitive disorders impair mental capacity, it becomes necessary to plan to ensure that your wishes are still respected. Why Make an LPA: Lasting Powers of Attorney (LPA) are powerful legal documents that allow you to appoint trusted individuals, known as attorneys, to make decisions on your behalf should you become unable to do so yourself due to diminished mental capacity. LPAs come in two main forms: Property and Financial Affairs LPA and Health and Welfare LPA. By establishing these documents while you are still mentally capable, you can have peace of mind knowing that your affairs will be managed according to your preferences in the event of dementia or any other incapacitating condition. You pick your attorneys so choose people who you trust. Your attorneys have a responsibility to make decisions in your best interest so any thought of them frivolously spending all of your money can be forgotten. People have been prosecuted for such an act. Lots of people choose children or their partner to act as their attorney. If in doubt, speak to Sara or the team at SLS Wills and More about the appointment of attorneys. Who is Affected by Dementia: Dementia does not just impact the individuals diagnosed; it also takes a toll on their families and friends. The emotional and financial burden can be significant, and proper estate planning can help alleviate some of the stress associated with dementia. It is crucial for family members to be aware of the importance of LPAs and to discuss them proactively with their loved ones. Where to Get Support: If you or someone you know has received a dementia diagnosis, it’s essential to seek support and guidance. In the UK, organizations like the Alzheimer’s Society, Dementia UK, and Age UK offer a wealth of resources, information, and support services for individuals living with dementia and their families. Additionally, speaking to legal experts like Sara and the team at SLS Wills and More can provide invaluable advice on estate planning, LPAs, and ensuring your wishes are protected. Dementia is a growing concern in the UK, affecting a significant number of individuals and their families. Estate planning, especially Lasting Powers of Attorney, plays a vital role in ensuring that your wishes are respected even when faced with diminished mental capacity. If you or someone you know is dealing with dementia, it’s crucial to seek support and professional guidance to navigate the complexities of estate planning. At SLS Wills and More, we are here to help you make informed decisions and secure your future. Don’t hesitate to reach out to Sara and our dedicated team for assistance in safeguarding your estate and ensuring peace of mind during challenging times.

“No one can confidently say that he will still be living tomorrow” – Euripides. Death is an inevitable part of life, and while it’s not a topic we like to dwell on, it’s essential to consider what happens to your body after you pass away, especially from an estate planning perspective. Understanding the legal aspects of body ownership and funeral arrangements can help you make informed decisions and prevent potential conflicts among your loved ones. Ownership of a Deceased Body: The notion of ownership is central to many aspects of our lives, but when it comes to your body after death, things are quite different. Legally speaking, your deceased body is not considered property and cannot be owned by anyone. This principle was established in the case of Haynes in 1614, where it was ruled that there can be no property in a corpse. This means that your body cannot be considered part of your estate, and your beneficiaries have no legal rights over your remains. Responsibility for Funeral Arrangements: While no one can claim ownership of a deceased body, the responsibility for deciding what happens to your body after death falls on your personal representatives. Personal representatives are individuals appointed by you in your Will as executors. They are tasked with carrying out your wishes, including any funeral or burial arrangements you specify in your Will. When you pass away without a Will or fail to provide clear instructions regarding your funeral wishes, conflicts may arise among family members or those handling your estate. To avoid such disputes, it is essential to appoint trusted individuals as your executors and clearly outline your funeral preferences in your Will. This way, your wishes will be legally binding, and your executors can ensure they are carried out accordingly. Changing Times and Environmental Considerations: The law regarding the disposition of deceased bodies has remained largely unchanged for centuries. However, societal norms and environmental concerns are evolving. Modern alternatives to traditional burial and cremation methods, such as resomation and cryomation (immersing a body in liquid nitrogen), are gaining popularity. The law needs to adapt to these changes to accommodate more sustainable and environmentally friendly practices. Recognising this need, the Law Commission has initiated a project to create a modern framework for disposing of the deceased. This project aims to review existing laws on cremation and burials, address the legal status of a deceased person’s wishes regarding their body, and clarify the rules regarding the ownership of a body after death. It’s an important step towards aligning the law with the evolving expectations and practices in our society. Recent Case: OTITOJU V ONWORDI [2023] EWHC 2665 A recent case underscores the importance of having a clear legal framework in place. In the case of OTITOJU V ONWORDI [2023] EWHC 2665, a dispute arose over the possession of a deceased’s body and funeral arrangements. The court’s decision highlighted the significance of having a valid Will, as it determined who had the right to possess the body and make funeral arrangements. Remember – your body after death cannot be owned by anyone, but the responsibility for making funeral arrangements lies with your executors, as appointed in your Will. To avoid potential conflicts and ensure your wishes are carried out, it’s crucial to create a Will that includes clear instructions regarding your funeral preferences. If you have any questions, feel free to reach out to our friendly team for guidance.

At SLS Wills and More, we are proud of the service we provide and deeply value the feedback we receive from our clients. Each review is a story of trust, satisfaction, and a testament to our commitment to exceptional estate planning services. As we celebrate our 37 five-star Google reviews, we want to share some of these, showcasing the real impact we have on our clients’ lives. Comprehensive Estate Planning: One client shared, “Though we had our Will prepared nearly 15 years ago, it was important to have them reviewed and updated due to some changes in personal circumstances and also the tax legislation. We were so pleased that Rima visited us personally to discuss the changes and also provide guidance on the Family Trust and how the changes in Inheritance Tax legislation may impact the tax liability which we were expecting to avoid. We also managed to get Power Of Attorney set up to ensure our family members do not have to worry about expensive Probate Services when we are gone. Thank you Rima for your dedication and attention to every detail we wanted to resolve and to have that peace of mind.” Professionalism and Efficiency: Another client appreciated our approach, saying, “Very professional service. Thank you for assisting in an efficient but friendly manner.” Bespoke Services and Ongoing Support: A particularly detailed review from a repeat client highlights our tailored approach: “[Original 2022 post with June 2023 update added] Sara provided an excellent bespoke service, well suited to my specific needs. So far I have used her services twice – once for a will and once for a specific legal document relating to inheritance. In both cases, the introductory meetings were informative, relaxed and unhurried and were used to gather all the relevant details which were required for the respective documents, which were then delivered in a timely manner. Whenever I had any questions or concerns, Sara always responded promptly. The will was also accompanied by detailed and useful explanatory notes, together with helpful suggestions for further steps and actions. The charge for this service was very reasonable. Sara’s knowledge, experience and expertise meant that she was the right choice to deliver what I needed. I will definitely be using her services again and can thoroughly recommend her. Update – June 2023: I have now also used Sara to put in place my Lasting Powers of Attorney for both ‘Property and Financial Affairs’ and ‘Health and Welfare’. Once again, her service was excellent. The LPAs were tailored to my specific needs and the whole process went through smoothly. I continue to recommend her services and am delighted to do so.” These reviews are not just feedback; they are personal stories of how our services have positively impacted lives. They speak to our dedication, expertise, and the care we put into each case. We are grateful for every review and remain committed to delivering the high-quality service that our clients have come to expect from SLS Wills and More. Your voice matters to us, and we thank you for sharing your experiences. Should you need your Will writing, we hope that these reviews give you an indication as to the service you’ll recieve from our small but professional team.

If recent weeks have shown us anything, the importance of planning for the future, especially regarding estate matters, cannot be overstated. At SLS Wills and More, based in the picturesque county of Kent, we have witnessed firsthand how unexpected events can significantly impact our lives and the lives of those around us. This underscores the vital necessity of having robust estate planning in place, a service we are proud to offer to our community. Thankfully, the recent events for our team haven’t been too serious but the unpredictability of life’s events is a common thread that binds us all. For instance, one of our colleagues and estate planning consultants, recently experienced a dislocated knee – an unforeseen event that brought both physical and logistical challenges. Similarly, Jess, a valued member of our office team, faced health difficulties due to Covid. In my own life, I underwent back surgery, which, although anticipated, still required meticulous planning to ensure a smooth transition during recovery and to make sure our clients were still able to get the support they needed. These personal experiences mirror the unexpected twists and turns that life often presents. They serve as a poignant reminder of why planning for the future is not just advisable but essential. In the realm of estate planning, the unforeseen can take many forms. A partner might announce intentions for a divorce or a break-up, a scenario that necessitates a reevaluation of one’s estate plans. Whilst unmarried partners won’t benefit from an estate without a Will in place, if you experience a break up and do have a Will in place it would need to be reviewed. For divorce, the ex-partner is treated as though they have predeceased you. If it’s an amicable break up and you’d still like them to benefit from your estate then you’ll need to review your planning. The sudden passing of a loved one is another stark reality that many face, often without warning. All too often we see this and the loved ones’ lack of planning can cause issues. It would be awful if something should happen to you and you hadn’t taken the time to plan. Something for serious consideration. On a more positive note, an unexpected inheritance can also come our way, presenting both opportunities and the need for careful planning to manage the newfound assets responsibly. For some, they don’t want the inheritance as it might create an Inheritance Tax liability of their own. They might choose to forego a gift in favour of a child etc. These scenarios highlight the importance of having a plan that can adapt to life’s unpredictable nature. Estate planning is not just about drafting a document; it’s about creating a flexible strategy that can withstand life’s many surprises. It’s about ensuring that your wishes are respected, and your loved ones are taken care of, no matter what the future holds. Most importantly, it’s about making sure that these documents are always relevant. When we make plans, we plan for the future but the advice we provide is very much tailored to the position at the time the documents are drafted. The recent news about the projected increase in the national minimum wage, or the possible scrapping of IHT is an example of legislative change which could impact our financial or estate planning position. At SLS Wills and More, our commitment is to provide personalised, compassionate, and professional guidance in all aspects of estate planning. Whether it’s drafting a Will, setting up trusts, or advising on inheritance tax implications, our experienced team is here to ensure that your estate planning is robust, flexible, and tailored to your unique circumstances. It might be that for the next couple of weeks, those that see us see her over a video call.

Dealing with the estate of a loved one can be a daunting and stressful task, especially during a time of grief. SLS Wills and More offers expert guidance on navigating the complexities of probate and estate administration. This article aims to clarify some of the processes, outline possible associated costs, highlight potential problems, and demonstrate how our services can ease this challenging journey. 1. What is Probate? Probate is the legal process of validating a deceased person’s Will. It involves proving that the Will is genuine and administering the estate according to its terms. If the deceased did not leave a Will, probate (or obtaining The Letters of Administration) ensures the estate is distributed according to the rules of intestacy. 2. Probate vs. Estate Administration: While probate and estate administration are often used interchangeably, they are distinct processes. Probate primarily concerns the legality of the Will and obtaining the right to be able to administer the estate, whereas estate administration encompasses the entire process of managing and distributing the deceased’s assets. This includes paying debts, closing accounts, and distributing assets to beneficiaries, amongst other responsibilities. 3. Who Can Do Probate? Probate can be undertaken by the executors named in the Will or, if there is no Will, by relatives of the deceased. Individuals can conduct probate independently, but due to its complexity, many opt for professional assistance. If there are executors named in the Will (perhaps it’s you) and they don’t want to act then they may renounce and hand over to a professional. 4. Costs of Probate: Costs vary depending on the estate’s size and complexity. They typically include court fees, legal and professional fees, and potential taxes. SLS Wills and More offers transparent pricing and can tailor services to fit various budgets. We offer a fixed price for our estate administration process so that you’re aware of the fees in advance. 5. Potential Problems in Probate: Common issues include disputes over the Will’s validity, challenges from disgruntled beneficiaries, and complexities in locating and valuing assets. Such problems can delay the process and increase costs. That’s why it’s imperative that Wills are correctly drafting and leave no ambiguity over the testators wishes. 6. How SLS Wills and More Can Assist: Our experienced team offers comprehensive support in probate and estate administration. We’ve been involved in estate planning for over 25 years prior to setting up SLS Wills and More and have been helping our clients ever since. We provide guidance on legal requirements, assist in asset valuation, and can ensure that the estate is distributed as quickly as possible. Our aim is to simplify the process, providing peace of mind during difficult times – all whilst keeping the all relevant parties informed. 7. Practical Considerations: When dealing with a loved one’s estate, it’s essential to: Navigating probate and estate administration can be complex and emotionally taxing. At SLS Wills and More, we understand the intricacies of these processes and are dedicated to providing compassionate and professional assistance. Should you have any questions about the process, do let us know and we’ll do our best to support.

When it comes to estate planning, and building trust, Sara Sheppard TEP, the founder of SLS Wills and More places a huge value on this. Sara has been a full member of STEP (Society of Trust and Estate Practitioners) for years and holds the prestigious TEP (Trust and Estate Practitioner) accreditation. When asked about Sara’s membership with STEP, she shed light on the organisation itself, and explained why TEP accreditation is a coveted achievement for estate planning professionals. A Glimpse into STEP Before delving into the merits of TEP accreditation, let’s first understand what STEP is and why it exists. STEP is a global professional association for practitioners who specialise in family inheritance and succession planning. Established in 1991, STEP has since grown to become a leading authority in the field of trusts, estates, and wealth management. STEP’s primary mission is to promote high professional standards among its members and foster public confidence in the trust and estate planning profession. The organisation accomplishes this by providing education, training, and a global network of like-minded professionals. Membership in STEP signifies a commitment to maintaining the highest ethical and technical standards in the industry. TEP: The Gold Standard At the heart of STEP’s mission lies the TEP accreditation, an acronym that signifies Trust and Estate Practitioner. Becoming a TEP is no small feat; it represents the pinnacle of professional achievement in the field of estate planning. TEP status is a testament to an individual’s expertise, experience, and commitment to upholding the highest standards of practice. TEP accreditation is a comprehensive qualification that covers various aspects of trust and estate planning, including taxation, legal considerations, ethics, and the practical application of knowledge. Holders of this accreditation are recognised worldwide as experts in their field, and they are held to a strict code of professional conduct. Why TEP Matters For professionals in the estate planning industry, obtaining TEP accreditation is not just an accolade; it is a validation of their expertise and dedication to serving their clients’ best interests. Here are some compelling reasons why TEP membership matters: 1. Expertise: TEPs have undergone rigorous training and examination to acquire in-depth knowledge of estate planning, trusts, and taxation. This expertise ensures that clients receive the highest quality advice and guidance. 2. Ethical Standards: TEPs adhere to STEP’s stringent Code of Professional Conduct, which emphasises the highest ethical standards and integrity. Clients can trust TEPs to act in their best interests. 3. Global Network: Being part of the STEP community provides TEPs with access to a vast network of fellow professionals worldwide. This network facilitates collaboration, knowledge-sharing, and access to the latest industry developments. 4. Continuous Learning: STEP encourages its members, including TEPs, to engage in ongoing professional development. This commitment to learning ensures that TEPs stay up-to-date with the ever-evolving legal and financial landscape. 5. Client Confidence: TEP status is a mark of excellence that instill confidence in clients. Knowing that their estate planning is in the hands of a TEP can provide clients with peace of mind. For Sara though, this wasn’t enough. She’s also a Fellow (FSWW) of the Society of Will Writers, sits on their Professional Standards Board AND trains estate planning professionals as a tutor at The College of Will Writing. Sara Sheppard TEP: A Beacon of Excellence Sara Sheppard’s membership in STEP and her attainment of TEP status (in Oct 2003 – 20 years ago) exemplify her dedication to providing top-notch estate planning services through SLS Wills and More. As the founder of the firm, Sara has set a standard of excellence that is evident in her commitment to lifelong learning, unwavering ethics, and a genuine desire to help clients navigate the complexities of estate planning. Sara’s TEP accreditation is a testament to her dedication to the craft, and it underscores her mission to provide the highest level of service and expertise to her clients in Kent and beyond. Her affiliation with STEP and her TEP status are not just symbols of professional accomplishment; they are a promise of exceptional service and a commitment to the well-being of her clients. Tom Stansfield https://www.lincolnshiremarketing.co.uk

At SLS Wills and More, we understand that estate planning isn’t just about distributing assets to beneficiaries. It’s also about addressing the unique challenges that our loved ones may face, such as addiction. If you have a family member or friend struggling with addiction, you may be concerned about providing for them without enabling their habit. In this article, we will explore responsible ways to support someone with addiction in your Will without gifting them large sums of money. This article is similar to our recent article about supporting and providing for vulnerable beneficiaries. The Challenge of Addiction According to the GOV website, there were 289,215 adults in contact with drug and alcohol services between April 2021 and March 2022. There are many more that don’t consider their situation to be a ‘problem’ but many whose actions have the potential to cause family rifts etc. Addiction can be a devastating and complex issue, affecting not only the individual but also their family and friends. When you want to ensure that your loved one receives the necessary support while also safeguarding their well-being, a carefully crafted Will can make all the difference. Avoiding Enabling Behaviour It’s essential to avoid enabling addictive behaviours when planning your estate. Gifting a lump sum of money to someone battling addiction can potentially exacerbate their problems rather than helping them. This doesn’t strictly mean giving money to a gambler… Here are some responsible alternative behaviours to consider: 1. Setting Up a Trust Consider establishing a trust in your Will, such as a Discretionary Trust or a Vulnerable Beneficiaries Trust (VPT), as previously discussed. These trusts allow you to appoint trustees who can make financial decisions on behalf of the beneficiary, ensuring that the funds are used responsibly. 2. Providing for Specific Needs We wouldn’t recommend including conditions within the Will itself, instead we would normally suggest these go in the Letter of Wishes because the beneficiary may come clean during testators lifetime, so it might be possible for the testator to update their letter of wishes. 3. Appointing a Trustee Appointing trusted individuals or professionals as the trustees of the trust ensures that someone responsible manages the funds. These trustees can make informed decisions about when and how much money should be distributed to the beneficiary, taking their best interests into account. A Fictional Example Let’s consider the case of John, a father who is deeply concerned about his daughter, Emily, who has been battling a substance addiction for several years. John wants to provide for Emily’s future without enabling her addiction. Here’s how John’s Will can help: 1. Establish a Discretionary Trust: John decides to create a Discretionary Trust within his Will. He appoints his sister, Sarah, as the trustee, knowing that she will act in Emily’s best interests. 2. Specify Conditions: In the trust document, John outlines specific conditions for distributions. He specifies that funds from the trust can only be used for Emily’s rehabilitation, medical treatment, and educational pursuits. 3. Periodic Reviews: John includes provisions for Sarah, the trustee, to conduct periodic reviews of Emily’s progress. This ensures that Emily is making positive steps towards recovery before receiving further financial support. With this approach, John can provide Emily with the support she needs for her recovery journey, without the risk of enabling her addiction. How SLS Wills and More Can Assist SLS Wills and More offers comprehensive estate planning services in England and Wales, including specialised support for situations involving addiction. Our experienced team can guide you through the process of setting up a responsible and effective Will that takes your loved one’s unique circumstances into account. In conclusion, it’s possible to provide for a loved one battling addiction in your Will without gifting them large sums of money that may worsen their situation. By establishing a trust, specifying conditions, and appointing trusted trustees, you can ensure that your support contributes to their recovery and well-being. To explore your options and create a responsible estate plan, reach out to SLS Wills and More today. Your loved one’s future is worth protecting, and we are here to help. Tom Stansfield https://www.lincolnshiremarketing.co.uk

At SLS Wills and More, we understand that planning for the future involves much more than just preparing a simple Will. It’s about ensuring that your loved ones are taken care of, even in the face of unforeseen challenges. One essential tool that can provide that extra layer of protection is a Vulnerable Beneficiaries Trust or Vulnerable Persons Trust (VPT). In this article, we will explain what a VPT is, how it works, who might be considered “vulnerable,” and how SLS Wills and More can assist you in setting up this crucial trust. What is a Vulnerable Beneficiaries Trust (VPT)? A Vulnerable Beneficiaries Trust or Vulnerable Persons Trust, often abbreviated as VBT or VPT, is a specialised trust established within your Will (a Will-based trust). It is designed to provide financial support and protection for individuals who may be considered vulnerable due to a variety of circumstances, such as physical or mental disabilities, addiction issues, or other challenges that may impact their ability to manage their finances independently. Identifying Vulnerability Determining who qualifies as a vulnerable beneficiary is a crucial aspect of setting up a VPT. Vulnerability can manifest in many ways and may include individuals with: 1. Physical or Mental Disabilities: Beneficiaries who have physical disabilities or mental health conditions that prevent them from making sound financial decisions. 2. Substance Abuse Issues: Individuals struggling with addiction may not have the capacity to handle financial matters responsibly. 3. Age-Related Vulnerability: Elderly beneficiaries who may be susceptible to financial exploitation or diminished capacity as they age. 4. Other Life Challenges: Beneficiaries facing other life challenges, such as chronic illness or financial instability, that may affect their ability to manage inheritances. Safeguards Provided by a VPT A Vulnerable Beneficiaries Trust offers several key safeguards: 1. Financial Protection: The trust ensures that the beneficiary’s inheritance is used for their benefit, providing peace of mind that their needs will be met. 2. Professional Trustees: VPTs can involve appointing a professional trustee, such as a solicitor or financial advisor, who can make informed decisions on behalf of the vulnerable beneficiary. You can choose someone you trust to make decisions about the fund/assets. 3. Control and Management: The trustees can make decisions about how the funds are used, ensuring they are allocated responsibly and appropriately in the best interests of the vulnerable party or parties. 4. Preventing Exploitation: VPTs help safeguard vulnerable beneficiaries from potential exploitation or mismanagement of their inheritance. How Does a VPT Work? A Vulnerable Beneficiaries Trust is established within your Will and comes into effect upon your passing. Here’s how it typically works: 1. Identification of Vulnerable Beneficiary: You specify the individual or individuals you consider vulnerable and who you would like to benefit in your Will. 2. Appointment of Trustees: You appoint trustees (someone or people you trust) who will manage the trust and make financial decisions on behalf of the vulnerable beneficiary. 3. Trustee’s Discretion: The trustees have the discretion (it’s a form of Discretionary Trust) to use the trust funds to benefit the vulnerable beneficiary as they see fit, taking into account the beneficiary’s needs and best interests. 4. Periodic Reviews: The trust may include provisions for periodic reviews to ensure that the beneficiary’s circumstances are accurately reflected in the trust’s management. An Example Imagine Sarah, a loving mother, who has a son named James with a severe developmental disability. Sarah is concerned about what will happen to James when she’s no longer around to care for him. She wants to ensure that he has the financial support he needs throughout his life. Sarah decides to set up a Vulnerable Beneficiaries Trust within her Will. In the trust, she appoints trusted friends as the trustees, who will oversee James’s financial affairs when she’s gone. Sarah specifies that the trust funds should be used exclusively for James’s well-being, including his medical care, education, and any other necessities he may require. With this trust in place, Sarah can rest assured that James will be looked after and protected, even after she’s no longer there to do so herself. How SLS Wills and More Can Help At SLS Wills and More, we understand the importance of safeguarding your loved ones, especially those who may be vulnerable. Our experienced team of professionals can assist you in setting up a Vulnerable Beneficiaries Trust as part of your comprehensive estate planning strategy. We’ll work closely with you to understand your unique circumstances and ensure that your loved ones are provided for, no matter what the future may hold. In conclusion, a Vulnerable Beneficiaries Trust is a powerful tool that can provide essential protection and support for vulnerable individuals in your life. Whether you have a family member with special needs or are concerned about the well-being of a loved one facing challenging circumstances, a VPT can offer peace of mind. To learn more about how SLS Wills and More can help you establish a Vulnerable Beneficiaries Trust, please don’t hesitate to contact us. Your family’s future security is our priority.

In the heart of Kent, nestled in the picturesque village of Aylesham, you’ll find the headquarters of SLS Wills and More. But our reach extends far beyond these charming confines. While our roots may be firmly planted in Kent, our commitment to providing top-notch legal services isn’t restricted by geographic barriers.. From the tranquil streets of Aylesham to the bustling heart of London, we’re here to serve you. Our clients hail from various corners of the England and Wales, not just the South East., We have clients in Hounslow and the outer West London area. (We have clients in the ‘TW’ postcode area). We pride ourselves on offering comprehensive coverage that spans from the leafy lanes of Chiswick to the bustling terminals of Heathrow Airport. We understand that quality legal advice isn’t always easy to come by in these areas, which is why clients trust us to provide accessible, expert assistance. What Sets Us Apart? You might wonder, “Why do clients choose SLS Wills and More over other firms?” The answer is simple: our reputation for excellence precedes us. Don’t just take our word for it; hear it from our clients themselves. One satisfied client shared, “One client instructed me and not someone ‘local’. He told me that it is hard to find our service in his area and just not accessible/quality advice.” This testimonial speaks volumes about the trust our clients place in our expertise, even if faced with local options. Another client commended us, saying, “Very professional service. Thank you for assisting in an efficient but friendly manner.” We take pride in our professionalism and the friendly, approachable manner in which we assist our clients. Client Testimonial: A Bespoke Service That Delivers Perhaps one of the most compelling endorsements comes from a client who shared their journey with us, beginning in 2022 and extending into June 2023: “[Original 2022 post with June 2023 update added] Sara provided an excellent bespoke service, well suited to my specific needs. So far I have used her services twice – once for a will and once for a specific legal document relating to inheritance. In both cases, the introductory meetings were informative, relaxed and unhurried and were used to gather all the relevant details which were required for the respective documents, which were then delivered in a timely manner. Whenever I had any questions or concerns, Sara always responded promptly. The will was also accompanied by detailed and useful explanatory notes, together with helpful suggestions for further steps and actions. The charge for this service was very reasonable. Sara’s knowledge, experience and expertise meant that she was the right choice to deliver what I needed. I will definitely be using her services again and can thoroughly recommend her. Update – June 2023: I have now also used Sara to put in place my Lasting Powers of Attorney for both ‘Property and Financial Affairs’ and ‘Health and Welfare’. Once again, her service was excellent. The LPAs were tailored to my specific needs and the whole process went through smoothly. I continue to recommend her services and am delighted to do so. Paul J.” This testimonial illustrates the enduring trust our clients have in us and our ability to provide tailored, high-quality services that evolve with their changing needs. Your Path to Peace of Mind At SLS Wills and More, we understand that discussing matters like estate planning and Wills can be daunting. That’s why we want to assure you that when you reach out to us, you won’t be met with a high-pressure sales pitch. Instead, you’ll receive a warm welcome and a commitment to answer any questions you may have. If you’re considering making a Will or delving into the intricacies of estate planning, take the first step towards peace of mind. Contact us today for a free consultation. Our mission is to empower you with knowledge and guidance, ensuring you make informed decisions about your future without any fear or worry of ‘being sold to.’ We’re here to help you navigate the path to a secure and worry-free tomorrow. It simply starts with a conversation: 01304 577998.